There clearly was another reasons why your debt might be– that is unenforceable the creditors cannot produce the CCA agreement when it comes to financial obligation.

There clearly was another reasons why your debt might be– that is unenforceable the creditors cannot produce the CCA agreement when it comes to financial obligation.

I experienced a loans that are multiple moneyshop last year. My payment that is last was together with them chasing for re payment onwards. In 2013 there records show i made some repayments via a commercial collection agency company equidebt so they really took the account in the past my re re re payments ceased once more end of 2012. They used a standard (precise date uknown i’ve expected with this information yet to gotten to but thet confirm has arrived down credit history as passed away 6 years since used this). In 2016 i recommended on phone I became liaising with action modification and you will be in contact which i didnt. 2017 call made by us to the organization planning to raise a grievance under affordability remit they refused. No contact created using me personally by the business after this between 2017 and 2019 financial obligation and default taken from my credit report as time passed. Then april 2020 passed debt to CRS legal threatning me with legal action. we have tried to challenge this over e-mail, june 20 perhaps not acknowledging financial obligation but acknowledging previous loans asking for affordability claim to be viewed again and requesting details of said financial obligation they state i owe. Read more